Cleverly-Knot - Master Your Budget Planning Skills | Professional Financial Education

Information We Collect

At Cleverly Knot, we collect information that helps us provide better financial education services to our users in South Korea and internationally. This includes data you provide directly and information gathered through your interactions with our platform.

Personal Information You Provide

Contact details including name, email address, and phone number when you register for courses
Educational background and financial experience level for course placement
Payment information processed through secure third-party providers
Communication preferences and feedback you share with our team
Learning progress data and assignment submissions within our educational programs

Automatically Collected Information

Our website collects technical information to improve user experience and ensure platform security. This includes IP addresses, browser types, device information, and usage patterns that help us understand how students interact with our educational content.

Educational Data Protection

We treat all student progress data with special care. Your learning achievements, course completion rates, and educational materials access are protected under enhanced privacy measures specific to educational services.

How We Use Your Information

Your information enables us to deliver personalized financial education experiences while maintaining the highest standards of data protection required under South Korean privacy laws.

Delivering course content and tracking your educational progress through our programs
Sending important updates about course schedules, new program launches, and educational opportunities
Processing payments for course enrollments and educational materials
Providing technical support and responding to your questions about our services
Improving our educational content based on student feedback and learning outcomes
Ensuring platform security and preventing unauthorized access to educational resources

Educational Purpose Limitation

We use your data exclusively for educational purposes and legitimate business operations. We never sell student information to third parties or use educational data for unrelated commercial purposes.

Data Sharing and Third Parties

We maintain strict controls over data sharing and only work with trusted partners who support our educational mission. All third-party relationships are governed by comprehensive data protection agreements.

Educational Partners

Some course materials and specialized content are provided through partnerships with financial education experts. These partners may access limited student information necessary for delivering specific educational services, always under strict confidentiality agreements.

Service Providers

Technical service providers help us maintain our platform, process payments, and deliver course communications. These companies are contractually bound to protect your information and use it only for the specific services they provide to Cleverly Knot.

Legal Requirements

We may disclose information when required by South Korean law, court orders, or government regulations. We carefully review all such requests and provide only the minimum information legally required.

Your Privacy Rights

Under South Korean privacy laws and our commitment to transparent data practices, you have comprehensive rights regarding your personal information. We've made exercising these rights straightforward and accessible.

Access and Correction Rights

You can request access to all personal information we hold about you, including your educational progress data and communication history. If any information is incorrect, you have the right to request corrections, and we'll update our records promptly.

Data Portability and Deletion

Students can request copies of their educational data in standard formats, making it easy to transfer your learning records if needed. You also have the right to request deletion of your personal information, subject to our legal obligations to maintain certain educational records.

Request detailed reports of all data we've collected about you
Correct any inaccurate information in your student profile
Download your educational progress data and course completion certificates
Opt out of marketing communications while maintaining access to essential course updates
Request deletion of your account and associated data after course completion

Exercising Your Rights

To exercise any privacy right, email us at contact@cleverly-knot.com with your request. We respond to all privacy requests within 30 days and provide clear information about any actions we've taken regarding your data.

Data Security and Retention

Protecting student information is fundamental to our educational mission. We employ multiple layers of security measures designed specifically for educational data protection, following both international standards and South Korean regulatory requirements.

Security Measures

Our platform uses encryption for all data transmission and storage, with additional security protocols for sensitive educational information. Access to student data is strictly limited to authorized staff members who require it for educational support purposes.

Data Retention Periods

We retain student information only as long as necessary for educational purposes and legal compliance. Course progress data is typically maintained for three years after program completion, while basic contact information may be retained longer for alumni services and continuing education opportunities.

Educational progress data: Retained for 3 years post-completion for transcript purposes
Communication records: Kept for 2 years to ensure consistent student support
Payment information: Retained for 7 years as required by South Korean financial regulations
Marketing preferences: Maintained until you request removal from our communications

Breach Notification

In the unlikely event of a data security incident, we'll notify affected students within 72 hours and provide detailed information about the incident, steps we're taking, and actions you should consider.

International Data Transfers

While Cleverly Knot operates primarily within South Korea, some educational resources and technical services involve international data transfers. We ensure all such transfers meet strict privacy protection standards.

When educational content is provided by international partners or when technical services require data processing outside South Korea, we use approved transfer mechanisms including adequacy decisions and standard contractual clauses that provide equivalent protection to South Korean privacy laws.

Cross-Border Educational Services

Some specialized financial education content comes from international experts and institutions. Student participation in these programs may involve data transfers to countries with adequate privacy protections, always with explicit consent and clear information about the transfer purposes.

Changes to This Policy

We review and update this privacy policy regularly to reflect changes in our educational services, legal requirements, and privacy best practices. Students are always notified of significant changes through multiple channels.

When we update this policy, we'll post the new version on our website with a clear effective date. For material changes that affect how we handle student information, we'll send direct notifications to all active students at least 30 days before implementing the changes.

Continued use of our educational services after policy updates indicates acceptance of the revised terms. However, for significant changes, we may request explicit consent to ensure you're comfortable with any new data handling practices.

Privacy Policy